File Your Income Tax Return Online in 24 Hours
Agra & Pan-India's trusted CA filing desk. Maximum tax refund calculation, 100% notice protection, and loan-approved computation statements.
Compare Old vs New Tax Regime
Slide your annual gross income to see instant tax savings under New vs Old tax slabs.
Zero tax up to ₹7.75 Lakh (Sec 87A rebate)
With active deductions applied
Income Tax Slab Rates for AY 2025–26 (FY 2024–25)
Standard deduction increased to ₹75,000 under New Tax Regime. Income up to ₹7.75 Lakhs is 100% tax-free with Section 87A rebate.
| Gross Total Income | New Tax Regime (Default) | Old Tax Regime (Optional) | Key Deductions & Notes |
|---|---|---|---|
| Up to ₹3,00,000 | Nil | Nil (Up to ₹2.5 Lakh) | Zero basic tax liability |
| ₹3,00,001 to ₹7,00,000 | 5% (₹0 Tax via Sec 87A) | 5% to 20% | Full tax rebate up to ₹7L (plus ₹75k std deduction = ₹7.75L) |
| ₹7,00,001 to ₹10,00,000 | 10% | 20% | Old regime allows 80C, 80D, HRA & Home Loan deductions |
| ₹10,00,001 to ₹12,00,000 | 15% | 30% | New regime provides significant slab savings |
| ₹12,00,001 to ₹15,00,000 | 20% | 30% | BFS CA computes your optimal regime automatically |
| Above ₹15,00,000 | 30% | 30% | Surcharge applicable above ₹50L income |
How BFS CA Desk Files Your ITR in 4 Simple Steps
Click any step below to see how our certified tax experts process your return seamlessly.
1. Share Basic Details
Fill the 2-minute quick form or message our CA desk on WhatsApp with your PAN and basic income details.
2. CA Computation & AIS Review
Our chartered tax experts download your official 26AS, AIS/TIS, reconcile TDS, and calculate maximum tax refund.
3. Aadhaar OTP E-Verification
You receive a secure 6-digit verification OTP from the Income Tax portal. Once shared, your return is officially verified.
4. Official ITR-V Ack Receipt
Receive the official Govt. of India ITR-V receipt and bank loan-approved computation sheet directly on WhatsApp.
Check Your Document Readiness in 10 Seconds
Select your category below and tick off the documents you have handy.
Why Nationalized Banks Prefer BFS Loan-Ready ITR
Most regular ITR filings get flagged or rejected by bank credit managers because they lack proper balance sheet schedules. BFS specially curates loan-approved financial statements.
Regular / Self ITR Filing
High Loan Rejection Risk- ✕Basic ITR-V only; no detailed tax computation sheet provided.
- ✕Unverified presumptive turnover that bank credit underwriters frequently query.
- ✕No capital account reconciliation or depreciation schedule.
- ✕User is left alone if CPC sends a Section 139(9) defective notice.
BFS CA-Assisted Loan ITR
100% Loan Sanction Ready- Complete Chartered Computation Sheet accepted by SBI, HDFC, PNB, ICICI & BOB.
- Curated P&L and Balance Sheet structured to maximize Home Loan & Business Loan eligibility.
- CMA Data & Banking turnover alignment for seamless CC Limit / OD approvals.
- 100% Tax Notice Protection — Free CA response handling for any CPC query.
Quick Answers to Important ITR Questions
Direct facts and regulatory guidance curated by our Certified Tax Advisors for quick reference.
Which ITR form for Home Loans?
Salaried borrowers need ITR-1 (Sahaj) with Form 16. Business applicants require ITR-4 or ITR-3 accompanied by a certified Tax Computation Sheet and Balance Sheet.
Can I file ITR without Form 16?
Yes. With your PAN and Aadhaar, BFS extracts your official AIS/TIS and 26AS records directly from the Income Tax portal, ensuring 100% matching and zero notice risk.
How fast is ITR-V Ack generated?
Upon verifying via Aadhaar OTP, your official ITR-V Acknowledgment is generated instantly (within 10 minutes) and sent directly to your WhatsApp and email.
What if I receive a Tax Notice?
BFS provides complete Notice Protection Guarantee. Any intimation under Section 143(1) or clarification query is drafted and answered by our CA desk at zero extra cost.
Affordable CA Filing Plans with ₹0 Advance
Zero hidden costs. Pay only after reviewing your verified tax computation draft.
ITR-1 (Sahaj)
₹0 Advance • Pay after draft
- Single / Multiple Form 16
- Salary, House Property & Interest
- AIS / 26AS Tax Credit Matching
- Maximum Refund Guaranteed
ITR-4 (Sugam / 44AD)
₹0 Advance • Pay after draft
- Presumptive 44AD / 44ADA Scheme
- Banking Turnover & Cash Flow Analysis
- GST Turnover Reconciliation
- Free Notice Protection Included
ITR-2 / ITR-3 + Balance Sheet
₹0 Advance • Pay after draft
- Chartered Balance Sheet & P&L
- Home & Business Loan Sanction Approval
- Share Trading / Mutual Fund Capital Gains
- Past Backlog Years (ITR-U Assistance)
Real Taxpayer Reviews & E-Filing Experiences
Real-time feedback from salaried professionals, shop owners, and MSME traders who e-filed their ITR with certified CA assistance through BFS.
Serving Agra, Uttar Pradesh & Pan-India Taxpayers
Headquartered at Sanjay Place, Commercial Hub, Agra with specialized digital filing desks across all major districts and metro cities.
Bhardwaj Financial Services (BFS)
Sanjay Place Commercial Complex, Agra, Uttar Pradesh - 282002
Mon – Sat: 10:00 AM – 7:30 PM (Sunday by Appointment)
Direct CA Desk: +91-7900979001
Specialized Regional Industry & Trade Desks
*All returns are directly prepared by Certified Chartered Accountants compliant with ICAI guidelines and ITD e-filing protocols.
Everything You Need to Know About ITR
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