INDIA'S MOST TRUSTED LOAN PARTNER
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Bhardwaj FinanceServices
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Core Product

Unlock Your Dream Home.

Get up to 90% financing for your new flat, independent house, or self-construction with India's most trusted loan consultancy.

Check Your Eligibility
Zero hidden fees
Starting Rate
7.15%
Max Tenure
30 Yrs
Max Amount
₹5 Cr+

Plan Your Repayment

Use our calculator to estimate your monthly EMI and total interest outflow.

Bhardwaj Financial Services
bfsfin.com|bfsfin.in

Smart EMI Calculator

Loan: ₹35.0L • Rate: 6.5% • Term: 20 Yrs

Loan Amount
₹
5 Lakhs10 Cr
Interest Rate
%
1%20%
Loan Tenure
Yrs
1 Year30 Years
Your Monthly EMI
₹26,095/mo
Principal₹35,00,000
Interest₹27,62,800

Eligibility & Documents

We maintain complete transparency. Check what you need before applying.

Minimum Eligibility

  • 01

    Age Requirement

    21 years to 60 years (at the time of maturity).

  • 02

    Income Stability

    Minimum ₹25,000/month with 2+ years of total work experience.

  • 03

    Credit Score (CIBIL)

    750+ for best rates. 650+ considered on a case-by-case basis.

Required Documents

1. Basic KYC

PAN Card, Aadhaar Card, Passport Size Photos

2. Financial Documents

  • Last 3 months Salary Slips
  • Last 6 months Bank Statement
  • Form 16 (Latest 2 years)

3. Property Documents

Agreement to Sell / Chain Deeds / Approved Map

Why Choose BFS for Your Home Loan?

Doorstep Service

We collect documents from your home or office. Zero branch visits required.

Legal Vetting

Our founder's legal team thoroughly vets your property papers to ensure 100% safety.

No Hidden Fees

We do not charge any hidden brokerage. You only pay the official bank processing fee.

Start Your Application