Unlock Your
Dream Home.
Get up to 90% financing for your new flat, independent house, or self-construction with India's most trusted loan consultancy.
Plan Your Repayment
Use our calculator to estimate your monthly EMI and total interest outflow.
Smart EMI Calculator
Loan: ₹35.0L • Rate: 6.5% • Term: 20 Yrs
Compare Leading Bank Interest Rates & EMIs (2026)
Simulate ₹35.0L over 20 Yrs across India's top lending institutions.
| Bank / Institution | Interest Rate | Est. Monthly EMI | Total Interest | Action |
|---|---|---|---|---|
| State Bank of India (SBI) | 8.40% | ₹30,153 | ₹37,36,720 | |
| HDFC Bank Home Loan | 8.50% | ₹30,374 | ₹37,89,760 | |
| Punjab National Bank (PNB) | 8.45% | ₹30,263 | ₹37,63,120 | |
| Bank of Baroda (BoB) | 8.40% | ₹30,153 | ₹37,36,720 | |
| ICICI Bank Home Loan | 8.75% | ₹30,930 | ₹39,23,200 | |
| BFS Special Partner PoolBEST OFFER | 7.15% | ₹27,451 | ₹30,88,240 |
Eligibility & Documents
We maintain complete transparency. Check what you need before applying.
Minimum Eligibility
- 01
Age Requirement
21 years to 60 years (at the time of maturity).
- 02
Income Stability
Minimum ₹25,000/month with 2+ years of total work experience.
- 03
Credit Score (CIBIL)
750+ for best rates. 650+ considered on a case-by-case basis.
Required Documents
1. Basic KYC
PAN Card, Aadhaar Card, Passport Size Photos
2. Financial Documents
- Last 3 months Salary Slips
- Last 6 months Bank Statement
- Form 16 (Latest 2 years)
3. Property Documents
Agreement to Sell / Chain Deeds / Approved Map
Why Choose BFS for Your Home Loan?
Doorstep Service
We collect documents from your home or office. Zero branch visits required.
Legal Vetting
Our founder's legal team thoroughly vets your property papers to ensure 100% safety.
No Hidden Fees
We do not charge any hidden brokerage. You only pay the official bank processing fee.