Fuel Your
Business Growth.
Whether you need working capital or funds to expand operations, our rapid business loans get you capital in as little as 48 hours.
Plan Your Repayment
Use our calculator to estimate your monthly EMI and total interest outflow.
Smart EMI Calculator
Loan: ₹35.0L • Rate: 6.5% • Term: 20 Yrs
Eligibility & Documents
We maintain complete transparency. Check what you need before applying.
Minimum Eligibility
- 01
Business Vintage
Minimum 3 years of continuous business operations with valid proof.
- 02
Turnover & Profitability
Minimum ₹40 Lakhs annual turnover with positive net profit in last 2 years.
- 03
Credit Score (CIBIL)
700+ for best rates. Institutional/Company credit score is also evaluated.
Required Documents
1. KYC Documents
Pan Card & Aadhaar (Directors/Partners), Company PAN
2. Financial Documents
- ITR with Computation (Last 3 years)
- CA Certified Audited Balance Sheet
- Current Account Statement (Last 12 months)
3. Business Proof
GST Registration, Udyam Aadhar, Incorporation Certificate
Why Choose BFS for Your Business?
Fast Turnaround
Approvals within 48 hours for unsecured loans, keeping your supply chain intact.
No Collateral
Avail up to ₹1 Crore in unsecured limits without pledging any personal assets.
Flexible Structuring
Customized overdraft limits or term loans designed around your cash flows.