Unlock the Value of
Your Property.
Leverage your commercial, residential, or industrial real estate to secure high-value capital for business expansion or personal milestones.
Plan Your Repayment
Use our calculator to estimate your monthly EMI and total interest outflow.
Smart EMI Calculator
Loan: ₹35.0L • Rate: 6.5% • Term: 20 Yrs
Compare Leading Bank Interest Rates & EMIs (2026)
Simulate ₹35.0L over 20 Yrs across India's top lending institutions.
| Bank / Institution | Interest Rate | Est. Monthly EMI | Total Interest | Action |
|---|---|---|---|---|
| State Bank of India (SBI) | 8.40% | ₹30,153 | ₹37,36,720 | |
| HDFC Bank Home Loan | 8.50% | ₹30,374 | ₹37,89,760 | |
| Punjab National Bank (PNB) | 8.45% | ₹30,263 | ₹37,63,120 | |
| Bank of Baroda (BoB) | 8.40% | ₹30,153 | ₹37,36,720 | |
| ICICI Bank Home Loan | 8.75% | ₹30,930 | ₹39,23,200 | |
| BFS Special Partner PoolBEST OFFER | 7.15% | ₹27,451 | ₹30,88,240 |
Eligibility & Documents
We maintain complete transparency. Check what you need before applying.
Minimum Eligibility
- 01
Property Type
Residential, Commercial, or Industrial property with clear titles.
- 02
Income Stability
Minimum ₹5 Lakhs ITR with 3+ years of business vintage.
- 03
Credit Score (CIBIL)
700+ is ideal. We can also process cases with lower scores based on property valuation.
Required Documents
1. Basic KYC
PAN Card, Aadhaar Card, Passport Size Photos
2. Financial Documents
- ITR with Computation (Last 3 years)
- CA Certified Balance Sheet
- GST Returns (Last 12 months)
3. Property Documents
Title Deeds, Approved Plan, Latest Property Tax Receipt
Why Choose BFS for LAP?
High LTV
Get up to 75% of your property's market value as loan amount.
Legal Expertise
Our in-house legal experts ensure a smooth and safe mortgaging process.
Fast Disbursement
Quick valuation and legal clearance for faster loan disbursement.