INDIA'S MOST TRUSTED LOAN PARTNER
BFS Logo
Bhardwaj FinanceServices
Home
Book
Secured Lending

Unlock the Value of Your Property.

Leverage your commercial, residential, or industrial real estate to secure high-value capital for business expansion or personal milestones.

Check Your Eligibility
Fast disbursement
Starting Rate
7.50%
Max Tenure
15 Yrs
Max Amount
₹10 Cr+

Plan Your Repayment

Use our calculator to estimate your monthly EMI and total interest outflow.

Bhardwaj Financial Services
bfsfin.com|bfsfin.in

Smart EMI Calculator

Loan: ₹35.0L • Rate: 6.5% • Term: 20 Yrs

Loan Amount
5 Lakhs10 Cr
Interest Rate
%
1%20%
Loan Tenure
Yrs
1 Year30 Years
Your Monthly EMI
26,095/mo
Principal35,00,000
Interest27,62,800

Eligibility & Documents

We maintain complete transparency. Check what you need before applying.

Minimum Eligibility

  • 01

    Property Type

    Residential, Commercial, or Industrial property with clear titles.

  • 02

    Income Stability

    Minimum ₹5 Lakhs ITR with 3+ years of business vintage.

  • 03

    Credit Score (CIBIL)

    700+ is ideal. We can also process cases with lower scores based on property valuation.

Required Documents

1. Basic KYC

PAN Card, Aadhaar Card, Passport Size Photos

2. Financial Documents

  • ITR with Computation (Last 3 years)
  • CA Certified Balance Sheet
  • GST Returns (Last 12 months)

3. Property Documents

Title Deeds, Approved Plan, Latest Property Tax Receipt

Why Choose BFS for LAP?

High LTV

Get up to 75% of your property's market value as loan amount.

Legal Expertise

Our in-house legal experts ensure a smooth and safe mortgaging process.

Fast Disbursement

Quick valuation and legal clearance for faster loan disbursement.