INDIA'S MOST TRUSTED LOAN PARTNER
BFS Logo
Bhardwaj FinanceServices
Home
Book
Enterprise Loan Suite

Loans for every Dream & Need.

Processing ₹20L to ₹1Cr+ loans with a 5-day sanction guarantee across top banking partners like PNB, Central Bank, and HDFC.

Lowest Interest
Zero Hidden Fees
Doorstep Service
Home Loans

New Home Loan

Buy a ready flat, under-construction home, or self-built property in Agra with ease.

Interest Rate

From 6.50% p.a.

Highlight

Up to 30 Yrs Tenure

Home Loans

Balance Transfer (BT)

Transfer your high-interest home loan to PNB/Cent Bank and save lakhs in interest.

Interest Rate

Special 6.45% p.a.

Highlight

Zero Processing Fee*

Home Loans

Top-Up Loan

Get instant cash on top of your ongoing home loan for personal or business use.

Interest Rate

Lowest BT+TopUp Rates

Highlight

Up to ₹50 Lakhs

Home Loans

Plot & Land Loan

Finance your dream plot purchase in ADA approved or RERA registered townships.

Interest Rate

Competitive Rates

Highlight

Up to 75% LTV

Home Loans

Construction Loan

Funds disbursed in stages for building your house on an already owned plot.

Interest Rate

Customized EMIs

Highlight

Step-up repayment

Home Loans

NRI Home Loan

Specialized mortgage solutions for Non-Resident Indians investing in UP real estate.

Interest Rate

FEMA Compliant

Highlight

Dedicated RM

Business & MSME

Working Capital (CC/OD)

Smooth cash flow management for your daily business operations and inventory.

Interest Rate

Overdraft Facility

Highlight

Fast Renewal

Business & MSME

Machinery & Equipment

Upgrade your manufacturing unit with latest machinery without blocking capital.

Interest Rate

Up to 100% Finance

Highlight

Tax Benefits

Business & MSME

Business Expansion Loan

Large ticket size term loans for opening new branches, factories, or warehouses.

Interest Rate

Flexible Tenure

Highlight

Up to ₹10 Crore+

Business & MSME

CGTMSE (Unsecured)

Collateral-free loans for MSMEs backed by Govt. of India credit guarantee trust.

Interest Rate

No Collateral Req.

Highlight

Up to ₹5 Crore

Business & MSME

Medical Equipment Finance

Exclusive low-interest loans for doctors, clinics, and hospitals in Agra.

Interest Rate

Special Doctor Rates

Highlight

Doorstep Service

LAP & Personal

LAP (Residential)

Unlock high-value funds by mortgaging your residential property.

Interest Rate

High LTV Ratio

Highlight

Cheaper than Personal Loan

LAP & Personal

LAP (Commercial)

Mortgage your shop, office, or showroom to raise capital for any requirement.

Interest Rate

Max Funding

Highlight

Long Repayment

LAP & Personal

Personal Loan

Instant unsecured loans for marriage, medical emergency, or travel.

Interest Rate

From 10.50% p.a.

Highlight

Disbursal in 48 Hrs

LAP & Personal

Gold Loan

Instant cash against your gold ornaments with maximum per gram rate.

Interest Rate

Pay interest only

Highlight

Same Day Cash

LAP & Personal

Education Loan

Finance higher studies in India or abroad with easy moratorium periods.

Interest Rate

Subsidized Rates

Highlight

Co-borrower flexibility